Banking Sector Financial Highlights

Balance sheet highlights GEL thousands BALANCE SHEET HIGHLIGHTS Liquid assets Cash and cash equivalents Change Change Sep-23 Sep-22 y-o-y Jun-23 q-o-q 10,258,057 2,959,832 9,486,712 2,773,069 8.1% 9,067,120 13.1% 6.7% 2,155,256 37.3% Amounts due from credit institutions 1,878,849 2,406,119 -21.9% 1,931,461 -2.7% Investment securities 5,419,376 4,307,524 25.8% 4,980,403 8.8% Loans to customers and finance lease receivables 19,010,599 16,162,942 17.6% 18,282,017 4.0% Property and equipment 430,181 400,874 7.3% 411,018 4.7% All remaining assets 1,150,976 938,456 22.6% 957,063 20.3% Total assets Client deposits and notes 30,849,813 26,988,984 14.3% 28,717,218 7.4% 21,743,543 17,193,088 26.5% 19,647,354 10.7% Amounts owed to credit institutions 3,163,001 4,937,760 -35.9% 3,120,305 1.4% Borrowings from DFIs 2,084,165 1,940,822 7.4% 1,636,522 27.4% Short-term loans from central banks 180,099 2,060,324 -91.3% 442,127 -59.3% Loans and deposits from commercial banks 898,737 936,614 -4.0% 1,041,656 -13.7% Debt securities issued 425,560 774,152 -45.0% 621,229 -31.5% All remaining liabilities 782,531 470,621 66.3% 795,318 -1.6% Total liabilities Total equity Book value per share 26,114,635 23,375,621 11.7% 24,184,206 8.0% 4,735,178 3,613,363 31.0% 4,533,012 4.5% 107.64 78.81 36.6% 102.25 5.3% 60

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