Wholesale Banking Strategy

Q3 2021 FINANCIAL PERFORMANCE Loan Quality Remain Strong and Prudently Maintained 1.5% GROSS NPL ↓ 48 bps YOY 1.0% 0.9% 2.9% 3.8% 3.3% 4.9% 118% 5.2% 5.4% NPL COVERAGE RATIO Maintained above 200% 239% 217% 2.0% 1.1% 0.9% 92.2% 90.8% 91.5% Sep-20 Dec-20 Sep-21 NPL NPL Net Current SML Source: Published report (consolidated). Ratio based on standalone published report Dec-20 Sep-21 Cost of Credit Sep-20 NPL Coverage Ratio 31

View entire presentation