Q3 2020 Business Update amid Covid-19
Assets and liabilities: customer deposit funding -
Customer deposits* up 6.3% ytd, driven by households
By customer type
By product type
in EUR bn
in EUR bn
•
+6.3%
182.7
184.8
184.8
182.7
173.8
173.8
0.8
12.4
0.3
11.4
0.3
1.5=
0.8
4.2 0.3
[3.0:0.3
8.7
10.0
10.6
11.0
45.9
44.7
•
36.7
37.9
49.9
34.3
119.2
123.2
124.6
132.3
136.9
121.7
31/12/19
FV deposits
30/06/20
30/09/20
General governments
Other financial corporations
Non-financial corporations
Households
* excludes lease liabilities as of 2020
ERSTEŚ
Group
31/12/19
30/06/20
30/09/20
FV deposits
Repurchase agreements
Term deposits
Overnight deposits
Highlights
Continued deposit inflows driven by Retail
segment with strong contribution from
Corporate segment (esp. public sector) with
highest demand for overnight deposits amid
low interest rate environment
Increasing share of overnight deposits with
significantly longer behavioural maturity
provides a cost effective funding source
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