Investor Presentaiton

Sound funding and liquidity positions |||| UOB 119% 122% 125% 121% - - Net stable funding ratio (%) 109% -Group loan-deposit ratio (%) 85.4% 85.8% 86.7% 85.4% 87.0% - USD loan-deposit ratio (%) 62.7% 59.6% 62.5% 58.0% 58.2% 330% Liquidity coverage ratio (%) * □ SGD All-currency 305% 301% 256% 139% 136% 127% 139% 139% 274% Mar-20 Jun-20 Sep-20 Dec-20 Mar-21 * Computed on a quarterly average basis 48

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