ABK Financial Overview and Market Position

ABK'S STRATEGIC PRIORITY AREAS 02 Core enablers areas: Innovate & Enable $ Digital & Advanced Analytics transformation: Implement comprehensive digital and AA roadmap focused on customer experience as well as efficiency gains Technology & operational excellence Build modern, agile, and secure IT function, unlock efficiencies through disciplined spend management and structural operating model shifts. Winning talent & culture: Maintain winning & performance culture, develop & retain talent (incl. digital talent), nurture future Kuwaiti leaders 20 20

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