Digital Progress: Canada

Wholesale Funding 12% Senior Notes WHOLESALE FUNDING MIX 1,6,7 25% Bail-inable Notes Asset-Backed Commercial Paper³ 3% $312Bn 31% Bearer Deposit Notes, Commercial Paper & Short-Term Certificate of Deposits 1% Asset-Backed Securities 2% Deposits from Banks² TERM FUNDING MATURITY TABLE (EXCLUDING SUB DEBT AND MORTGAGE SECURITIZATION) (CANADIAN DOLLAR EQUIVALENT, $Bn) 16% Covered Bonds 7% Mortgage Securitization4 3% $41 4 1 36 36 $357 $33 $28 5 15 1 9 19 $18 $12 10 10 20 20 6 1 00 8 5 24 27 Subordinated Debt5 < 1 Year 2 Years 3 Years 4 Years 5 Years >5 Years Senior Debt ABS Covered Bonds 1 Excludes repo transactions and bankers' acceptances, which are disclosed in the contractual maturities table in the MD&A of the Interim Consolidated Financial Statements. Amounts are based on remaining term to maturity; 2 Only includes commercial bank deposits raised by Group Treasury; 3 Excludes asset-backed commercial paper (ABCP) issued by certain ABCP conduits that are not consolidated for financial reporting purposes; 4 Represents residential mortgages funded through Canadian Federal Government agency sponsored programs. Funding accessed through such programs does not impact the funding capacity of the Bank in its own name; 5 Although subordinated debentures are a component of regulatory capital, they are included in this table in accordance with EDTF recommended disclosures; 6 As per Wholesale Funding Sources Table in MD&A, Q2/23 Report to Shareholders; 7 May not add due to rounding. 54

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