Financial Highlights and Growth Trends
Asset Decomposition
N'B 511.8
564.1
580.2
645.1
690.8
17
8.5
22.6
13.3
7.8
7.8
59.5
8.7
272.8
46.2
247.6
8.9
229.4
186.4
229.4
329.7
367.1
392.2
270.3
266.5
Jun 2012
Sep 2012
Dec 2012
Mar 2013
Jun-13
■Liquid Assets
■Loans & Advances
■Fixed Assets
Other Assets
Asset Mix
2.3%
1.3%
1.2% 2.5%
56.8%
39.5%
Dec 2012
39.5%
Jun 2013
56.8%
Liquid Assets
Loans & Advances
Fixed Assets
Other Assets
Comments
■ Total assets grew 19% Ytd
and 7% QoQ
Income generating assets
increased by 22% Ytd and
accounted for 87% of total
assets
Loan penetration was 39%
leaving further room for loan
growth
■ Liquid assets, which were
largely government securities
(Treasury Bills and Bonds),
accounted for 57% of total
assets
Sterling Bank
The one-customer bank.View entire presentation