Investor Presentaiton

KCB CUSTOMERS 22.8 MILLION 342 BRANCHES 1,055 ATMS, 23,302 AGENTS & MERCHANTS STAFF 7,584 OUR REGIONAL PRESENCE Banking Businesses: •KCB Bank Kenya •KCB Bank Tanzania •KCB Bank South Sudan •KCB Bank Rwanda •KCB Bank Uganda •KCB Bank Burundi •National Bank of Kenya •Ethiopia Rep. Office Other Investments: KCB Capital Limited • KCB Insurance Agency ⚫KCB Foundation •Kencom House Limited KCB BANK SOUTH SUDAN KCB BANK UGANDA KCB BANK RWANDA KCB BANK BURUNDI III KCB BANK KENYA (ETHIOPIA REPRESENTATIVE OFFICE) KCB BANK KENYA NATIONAL BANK OF KENYA KCB INSURANCE AGENCY KCB FOUNDATION KCB CAPITAL KCB BANK TANZANIA 2

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