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Investor Presentaiton

2022 Resilient Financial Performance, VONB up 6% in 2H Growth Earnings Capital & Dividends +7% (3) AIA Free Surplus Before Shareholder Returns $23.7b +$6.7b VONB OPAT UFSG $3,092m $6,370m $6,039m (5)% +5%(¹) EV Equity Before Shareholder Returns $77.0b +6% Operating ROE 13.2% +40 bps(2) Total Dividend Per Share 153.68 HK cents +5.3% Share Buy-Back Over 3 years $10.0b $3.6b in FY22 Notes: (1) OPAT growth rate is shown on a per share basis (2) Operating ROE growth rate is shown on an actual exchange rate basis (3) UFSG growth rate on a comparable per share basis before the effects from the early adoption of the Hong Kong Risk-based Capital (HKRBC) regime and the release of additional resilience margins 5
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