1Q22 Results and Strategic Update
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Disclaimer
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This presentation may contain certain forward-looking statements and
information pertaining to Banco Santander (Brasil) S,A, ("Santander Brasil") and
its subsidiaries, which reflect the current views and / or expectations of
Santander Brasil and its management regarding its business performance and
future events.
Forward-looking statements include, without limitation, any statement that
may predict, forecast, indicate or imply future results, performance or
achievements, and may contain words such as "believe", "anticipate", "expect",
"estimate", "could", "forecast", "potential", "will likely result", or other words or
expressions of similar meaning.
Such statements are subject to several risks, uncertainties and assumptions. We
caution that a number of important factors may cause actual results to differ
substantially from the plans, objectives, expectations, estimates and intentions
expressed herein.
We do not undertake any obligation to update or revise any forward-looking
statements, whether as a result of new information, future events or otherwise.
In no event shall Santander Brasil, or any of its subsidiaries, affiliates,
shareholders, directors, officers, employees or agents be liable to any third
party (including investors) for any investment or business decision or action
taken in reliance on the information and statements contained in this
presentation or for any consequential, special or similar damages.
In addition to factors identified elsewhere in this presentation, the following
factors, among others, may cause actual results to differ materially from the
forward-looking statements or historical performance: changes in the
preferences and financial condition of our consumers and competitive
conditions in the markets in which we operate, changes in economic, political
and business conditions in Brazil; government interventions, resulting in
changes in the Brazilian economy, taxes, tariffs or regulatory environment; our
ability to compete successfully; changes in our business; our ability to
successfully implement marketing strategies; our identification of business.
opportunities; our ability to develop and introduce new products and services;
changes in the cost of our products and operating costs; our level of
indebtedness and other financial obligations; our ability to attract new
customers; inflation in Brazil; the devaluation of the Brazilian Real against the
U.S. Dollar and interest rate fluctuations; current or future changes in laws and
regulations; and our ability to maintain existing business relationships and
create new relationships.
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