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Non-Performing Assets Near Record Lows
We have retained a strong ACL while NPAs have declined since 2010
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ACL at 9/30/2022 amounted to $172.8 million, representing 388% of total NPAs 1
Non-performing assets $44.5 million as of 9/30/2022
Non-Performing Assets to Total Assets and ACL to Total Loans 1
For Fiscal Year End 9/30
3.22%
2.76%
2.18%
1.85%
1.79%
1.69%
1.63%
1.36%
1.29%
1.22%
1.47%
1.15%
1.13%
1.12%
1.11%
1.09%
1.06%
1.00%
0.88%
0.48%
0.46%
0.44%
0.27%
0.20%
0.22%
0.21%
FY 2010
FY 2011
FY 2012
FY 2013
FY 2014
FY 2015
FY 2016
FY 2017
FY 2018
FY 2019
FY 2020
FY 2021
FY 2022
I Non-Performing Assets to Total Assets
ACL to Total Loans 2
1 ACL to Total Loans does not include ACL related to unfunded commitments of $32.5 million.
2 Effective October 1, 2020, the Company implemented FASB's Current Expected Credit Loss (CECL) Standard
WaFd Bank
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