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Investor Presentaiton

DIGITAL TRANSFORMATION SUPPORTING OUR FUTURE SIMPLIFICATION OF PROCESSES AND TOOLS AND BROADER RANGE OF PRODUCTS AND SERVICES SHARE OF DIGITAL TRANSACTIONS 85% +6p.p. 2020 vs. 2019 NEW CONTRACTS WITH DIGITAL FORMALIZATION 88% (payroll loans at the end of 2020) Santander SECURE AND EFFICIENT SALES PLATFORMS COMBINED WITH ONGOING IMPROVEMENT IN CUSTOMER SERVICE GENTE | ARTIFICIAL INTELLIGENCE COMMERCIAL EXPANSION STRATEGY Gent& Santander Santand +37MM ~70% INTERACTIONS NPS OF QUERIES ARE SOLVED 76 POINTS FOR APPS AND "GENTE" SERVICE CHANNELS Tak Santander Brasil Santander Brasil 19 Dark Hello, I'm GENTE, Santander's virtual assistant. What can we do for you today? Santander WAY Bark Sete Cartão so 2ws de taturs Consig Melhor asta de Ce 3. Vencimento de Fat Informer Limite Aumentar seu me 6. Nontum deesta 12
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