Investor Presentaiton

• Tyro | Bendigo Bank Alliance • • Commercial completion - 1 June 2021 Joint objective of alliance to provide Tyro's best-in-class payments solution to Bendigo Bank's business customers Full technical + economic separation of Bendigo Bank's merchant acquiring service to Tyro Tyro terminals (and where applicable eCommerce facilities) rolling-out to all Bendigo Bank merchant acquiring customers Tyro exclusively provides merchant acquiring services to current and referred Bendigo Bank customers for both: ✓ card-present transactions ✓ card not-present transactions Bendigo Bank to continue to provide all other banking services to its customers under the alliance Initial 10-year term with provision for additional 5-year terms by mutual agreement Replace Bendigo Bank's current solution - leverage Tyro's leading technology + scale Maximise opportunity to convert more current and future Bendigo Bank business customers to the merchant acquiring alliance Tyro established a customer support presence in Bendigo Bank $439.9 million transacted in June 2021 by Tyro | Bendigo Bank Alliance merchants 18,490 Tyro | Bendigo Bank Alliance merchants now serviced by Tyro Number of terminals by banks in Australia¹ ('000) - as at 30 June 2020 (updated for Tyro + Bendigo Bank terminals at 30 June 2021) 244 150 140 132 104 CommBank NAB ANZ Westpac June 2021 Transaction Value share 17% Tyro 24 21 (incl. Tyro Bendigo Bank Alliance merchants) Suncorp June 2021 Merchant # 32% share June 2021 Terminal share 43% OOO 83% Tyro merchants 68% 57% Tyro | Bendigo Bank Alliance merchants 10 1 Source: APRA, Authorised deposit-taking institutions' point of presence statistics, 30 June 2020

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