Investor Presentaiton
Fees and Commissions
1. Summary
2. How to Increase
Corporate Value
3. Appendix
4. Financial Data
Financial Results
Asset
Management
Σ Business
Governance
Net fees and commissions for FY2024/3 H1 increased by JPY 2.5bn year on year to JPY 76.8bn.
Net fees and commissions have steadily increased from the previous year due to the impact of the April 2023 fee revision, etc.
Fees and Commissions (Non-consolidated)
(billion yen)
Exchange and settlement transactions
■ATM related commissions
(billion yen)
Increase
FY2023/3 H1
(A)
FY2024/3 H1
(B)
(Decrease)
(B) - (A)
Investment trust related commissions
Net fees and commissions
74.2
76.8
2.5
Other than the above
(1)
146.3
10.4
127.4
11.8
7.2
13.6
32.8
22.7
Exchange and settlement
transactions
46.4
45.5
(1)
(0.8)
Zengin-net fee
6.3
7.0
0.6
ATM related commissions
16.6
18.6
(2)
2.0
(2)
Investment trust related
6.1
5.9
(0.1)
commissions
74.2
76.8
6.6
5.1
Variable annuities
0.1
1.2
(3)
1.0 I
6.1
5.9
16.6
18.6
JGBS related commissions
0.9
1.1
0.1
91.1
83.7
Credit cards
1.7
1.7
0.0
46.4
45.5
Consumer loans
0.6
0.7
10
0.1
Others
1.6
1.7
0.0
00
FY21
FY22
FY22
H1
FY23
H1
* Include Yucho Fund Wraps (discretionary investment contract services).
JP JAPAN POST BANK
BANK
Main drivers of
increase and decrease
Decrease in the number of ordinary in-
payments
One of the reasons is digital payments
that have become increasingly popular
The impact of the fee revision in April 2023
Fee increases in Seven Bank's ATMs
Increase in number of sales transactions
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