Management Target and Financial Overview

Trade structure WTO member since Import structure by country, 2009 2000 No quantitative restrictions on trade Simplified customs regime since August 2006, new customs code becomes Kazakhstan, 0.5% Armenia, 0.9%- Turkmenistan, 2.8% Others, 12.4% USA, 5.2% United Arab EU Countries, 29.9% effective in January Emirates, 2.5% 2007 Export structure by country, 2009 China, 0.5% United Arab Emirates, 1.5% Kazakhstan, 1.8%- Russia, 1.9%- USA, 3.3%- Armenia, 7.8% Other, 10.0% Turkey, 19.9% One of the two China, 4.0% beneficiaries of the EU GSP+ Scheme in the CIS since 2006, granting local companies the right to export 7,200 categories of goods duty-free As of November 2007 Georgia has entered into a free trade agreement with Turkey US-Georgia charter on strategic partnership envisions an update of Bilateral Investment Treaty, expansion of Georgian access to the General System of Preferences and the possibility of entry into Free Trade Agreement Russia, 6.6% Ukraine, 9.6% Azerbaijan, 12.1% Turkey, 18.0% Import structure by product, 2009 Others, 36.5% Sugar, 1.4%- Paper, 2.0%- Mechanical Equipment & Electrical Machinery, 20.1% & Electrical Machinery, 17.5% Ukraine, 7.4% Canada, 10.4% Azerbaijan, 16.3% Export structure by product, 2009 Sugar, 0.1%- Mechanical Equipment Vessels & Aircraft, 2.0%- Pharmaceuticals, 1.3% Vehicles, 7.8% -Ferrous Metals, 1.9% Apparel & footwear, 3.2% Ferrous Metal Products, 2.2% Plastic, 3.0% Cereals, 4.0% Pharmaceuticals, 4.4% Oil & Gas, 3.9%- Equipment & Rail Cars, 4.0% Others, 28.3% Fertilizers, 5.3%- Cement, 2.1% EU Countries, 20.9% Ferrous Metals, 17.4% Vehicles, 7.4% Beverages, Spirits & Vinegar, 10.9% Ores, 5.9% Gems & Precious Stones, 10.4% Source: National Statistics Office of Georgia www.bog.ge/ir LOORIN BANK OF GEORGIA Page 17 April 2010 Page 17

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