AIG General Insurance and Life & Retirement Earnings slide image

AIG General Insurance and Life & Retirement Earnings

Life and Retirement: Strong growth arising from favorable capital markets conditions Individual Retirement¹ Assets Under Premiums and Net Deposits ($M) Flows ($M) $3,978 (+122% vs. 2Q20) ($77) Administration ($B) $166.1 APTI ($M) 2Q21 vs 2Q20 APTI reflects Favorable impacts from: $617 n.m. Base Net Investment Spread (+7% vs. 2Q20) (+12% vs. 2Q20) Total Net Investment Spread 2.54%2.52% 2.64% 3.32%3.29% 2.75% 1.55% 1.37% 1.44% 2.01%2.21% 1.61% Equity markets resulting in higher alternative investment income, mainly from private equity and higher fee income, partially offset by higher DAC / SI amortization and Variable Annuity reserves as market returns in the prior year quarter were stronger than the positive market returns in current year quarter Total net investment spreads Unfavorable impacts from: Base net investment spread compression Other Key Metrics Favorable impacts from: Fixed Annuities Variable and Index Annuities Fixed Annuities Variable and Index Annuities " Growth of assets under administration 2Q20 1Q21 ■ 2Q21 Premiums and Net Deposits ($M) Flows ($M) $2,255 ($229) (+35% vs. 2Q20) n.m. Base Net Investment Spread 1.63% Assets Under Administration ($B) $ 137.8 Group Retirement APTI ($M) $347 (+19% vs. 2Q20) (+62% vs. 2Q20) Total Net Investment Spread 1.92% 1.56% 1.48% -2Q20 AIG 1) Includes Retail Mutual Funds. 2.37% 2Q21 vs 2Q20 APTI reflects Favorable impacts from: 2.37% • -1Q21 - 2Q21 Equity markets resulting in higher alternative investment income, mainly due to private equity and higher fee income Total net investment spreads Unfavorable impacts from: Base net investment spread compression Other Key Metrics Favorable impacts from: Growth of assets under administration 11
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