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Investor Presentaiton

TABLE OF CONTENTS Scotiabank Overview • • • • • Canada's International Bank Well-Diversified and Profitable Business Medium-Term Financial Objectives Why Invest in Scotiabank? Increasing Scale, Improving Focus Track Record of Earnings and Dividend Growth • Strong Capital Generation and Position • Progress in Digital Banking 4567 8 9 10 11 12 • Environmental, Social & Governance (ESG) Appendix 1: Business Line and Financial Overview • • • Financial Performance Canadian Banking International Banking Global Banking and Markets • Credit Performance by Business Lines • Historical PCL Ratios on Impaired Loans Wholesale Funding Appendix 2: Key Market Profiles Appendix 3: Canadian Housing Market Appendix 4: Additional Information Contact Information 13 15 16 17 24 27 29 30 31 32 39 46 48 Scotiabank®
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