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Investor Presentaiton

REMU-the engine for dealing with foreclosed assets €1.34 bn sales of 2,076 properties across all property classes since set-up Sales contract prices¹ (€ mn) Breakdown of cumulative sales¹ # 99 # 331 # 575 # 5792 by on-boarding year (€ mn) # 492 Sales €1.34 bn Legacy 3 505 160 304 Group Financial Results for the year ended 31 December 2020 2016 2017 2018 2019 2020 576 336 112 14 €1,343 % Sales of vintage stock (BV)4 58% 49% 51% 31% 330 238 179 345 91 by property type 2016 2017 2018 2019 FY2020 Cyreit Sales # properties • Asset disposal strategy tackles both value and volume of assets • Asset disposals across all property classes • 58% of Legacy³ and 49% of 2016 book assets now sold • 36% of sales (by value) relate to land 1) Amounts as per Sales purchase Agreements (SPAs) 4) 2) 3) Number of properties sold include 21 properties from the disposal of Cyreit and 23 properties from NPE sale (Helix) Legacy properties relate to properties that were on-boarded before REMU set-up in January 2016 Bank of Cyprus Holdings 7% 12% 12% 11% 22% Land 36% Commercial Hotels Residential Cyreit Overseas The BV of the properties disposed at the date of disposal as a proportion of the: BV of the properties disposed at the time of the disposal plus the BV of the residual properties managed by REMU as at 31 December 2020 60
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