Global Business Operations Overview

Asset Quality Movement of NPA (Global) BOIX (Amt in Rs. Cr) Segment QE Dec 22 QE Sep 23 QE Dec 23 FY23 Opening Balance (Gross NPA) 42,014 34,583 31,719 45,605 Add: - Fresh Slippage 818 1,560 6,861 1,172 - Debits in existing NPA accounts 399 90 1108 141 Total Addition 1,217 1,650 1313 7,969 Less: - Cash Recovery 1,647 1,455 1,248 6,029 - Upgradation 177 183 86 1,204 - Written Off 2,522 2,876 1,461 8,655 Total Reduction 4,346 4,514 2,795 15,888 Closing Balance (Gross NPA) 38,885 31,719 30,237 37,686 Less: Provisions 31,238 23,741 22,610 29,632 Net NPA 7,647 7,978 7,627 8,054 © 2024 Bank of India. All rights reserved 23

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