Investor Presentaiton

5 55 Chinese Mainland and Hong Kong: New business results Chinese Mainland New business profit, $m 227 HY21 -4% 217 HY22 Hong Kong New business profit, $m -31% 304 211 HY21 HY22 APE sales 447 507 +13% APE sales 251 227 -10% Margin Margin Total 51% 43% -8ppt Total 121% 93% -28ppt Agency 81% 62% -19ppt Banca 42% 41% -1ppt

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