Great Places to Work & Acquisition Impact slide image

Great Places to Work & Acquisition Impact

Additional deal highlights Transaction Structure & Pricing • • . Discover to merge into Capital One; 1.0192x fixed exchange ratio and 100% stock consideration Implied transaction value of $139.86 per Discover share or $35.3 billion¹ Represents 26.6% premium to Discover share price and 12.3x 2024E consensus EPS Ownership • ~60% Capital One and -40% Discover CEO • Rich Fairbank will remain CEO and Chairman of the Board Board of Directors • • Key Geographies • Approvals & Timing 3 Directors from Discover will join Capital One's Board of Directors Headquarters: McLean, VA · Significant presence in the Chicago area • • Capital One and Discover shareholders as well as customary regulatory approvals Anticipated closing end of 2024 / early 2025 Note: Market data as of February 16, 2024; 1) Implied transaction value based on $110.49 per Discover share at market close. 20
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