FY23 Results - Investor Presentation
Loans (Reported)
| Loans by stages
Loans by ECL Stages (RM' bil)¹
Stage 1
Stage 2 Stage 3
Breakdown by Business Segments (%)
Stage 1
Jun'21
Dec'21
PEMULIH
113.5
113.4
117.1
120.0
120.1
124.4
126.3
130.2
BB
1.6%
13.2%
1.5%
1.4%
1.4%
1.6%
1.5%
1.6%
1.5%
RB
14.7%
12.9%
12.7%
11.9%
11.0%
10.2%
9.7%
WB
91.7%
87.7%
86.7%
Q1FY22 Q2FY22 Q3FY22 Q4FY22 Q1FY23 Q2FY23 Q3FY23
Q4FY23
85.2%
83.9%
85.7%
85.9%
86.5%
87.5%
88.2%
88.8%
Stage 2
Q1FY22 Q2FY22 Q3FY22 Q4FY22
Q1FY23
Q2FY23
Q3FY23
Q4FY23
WB
RB
BB
11.7%
10.4%
7.7%
Q1FY22 Q2FY22 Q3FY22 Q4FY22 Q1FY23 Q2FY23 Q3FY23 Q4FY23
Gross
Loans
Q1FY22 Q2FY22 Q3FY22
Q4FY22
Q1FY23
Q2FY23 Q3FY23 Q4FY23
(RM'bil)
Stage 3
Stage 1
96.7
95.1
100.3
103.0
103.9
108.9
111.4
115.6
WB
Stage 2
15.0
16.6
15.2
15.3
14.3
13.6
12.9
12.7
BB
RB
Stage 3
1.8
1.7
1.6
1.7
1.9
1.9
2.0
1.9
Total
113.5
113.4
117.1
120.0
120.1
124.4
126.3
130.2
1.
Restatement of numbers due to reclassified unrated bonds/sukuk from loans to financial investments from
Q1FY21 to Q4FY22 (Apr'20 to Mar'22)
AmBank Group
FY23 Results - Investor Presentation
1.9%
1.6%
0.6%
Q1FY22
Q2FY22
Q3FY22 Q4FY22 Q1FY23 Q2FY23
Q3FY23 Q4FY23
5View entire presentation