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HDFC Corporate Update

Associates and Subsidiaries HDFC HDFC BANK • 21.03% owned by HDFC ADRs listed on NYSE 5,686 banking outlets, 16,642 ATMs Key business areas Wholesale banking Retail banking Treasury operations Financials (as per Indian GAAP) for the half year ended September 30, 2021 - — - Advances as at September 30, 2021, stood at Rs. 11,988 bn - an increase of 16% over the previous year Total deposits stood at Rs. 14,063 bn - an increase of 14% over the previous year - - PAT (Indian GAAP): Rs. 165.64 bn an increase of 17% over the previous year Arrangement between HDFC & HDFC Bank - HDFC Bank sources home loans for a fee Loans originated in the books of HDFC HDFC offers a part of the disbursed loans for assignment to HDFC Bank (up to 70% of loans sourced by HDFC Bank) HDFC retains a spread on the loans that have been assigned Market Capitalisation (September 30, 2021): ~US$ 119 bn 36
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