Investor Presentaiton

2017 Acquired M3 Global Finance, a BSE listed NBFC4, and renamed Niyogin Fintech Ltd Our Journey How did we get here? Acquired 50.01% in Moneyfront, a digital platform, adding Wealth Tech to its product stack 2019 Acquired 51.00% in iServeU, a INR 3,900 Cr GTV platform SaaS based B2B product went live under Wealth Tech 2021 2020 2022 Revenues crossed INR 100 Cr. iSU • Announced the 3-year Hyper growth plan Initiated and scaled transaction-led credit Upgraded DMT product & BBPS agent institution Expanded product use cases - Aadhar Pay for Collections & POS for M-ATM Key wins - NSDL Payments Bank 2024 Received a BBB-/Stable rating from CRISIL Raised capital of INR 235 Cr from institutional investors 2018 Initiated business with the Credit segment offering small ticket unsecured business loans (UBL) Focus on market access through CA network Note: All years are Financial Years iSU • 378K+ touchpoints 2023 Key wins - India Post iSU Payments Bank, PSU Bank (first PSU as client) • 722K+ touchpoints Touched INR ~15k Cr. M-ATM Switch went Live with NPCI Monthly GTV crossed the INR 1k Cr. mark in September • GTV 37

View entire presentation