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Investor Presentaiton

GROWTH OPPORTUNITIES – INSTITUTIONAL PLATFORMS - SCALABLE, POSITIVE OPERATING LEVERAGE, CAPITAL LIGHT PAYMENTS INDEXED DATA¹ FY19 = 100 100 5% 105 24% 130 NPP AGENCY PAYMENTS2 INDEXED DATA¹ FY19 = 100 100 367% 467 112% 988 PLATFORM CASH MGMT ACCOUNTS INDEXED DATA FY19 = 100 100 120% 220 FY19 FY20 FY21 FY19 FY20 FY21 FY19 FY20 PAYMENTS MADE BY INSTITUTIONAL CUSTOMERS GLOBALLY TO SUPPLIERS AND EMPLOYEES THROUGH OUR DIGITAL CHANNELS CLEARING AND SETTLING REAL-TIME PAYMENTS FOR OTHER BANKS IN AUSTRALIA 1. Based on number of payments 2. New Payments Platform 141% 530 FY21 DEPOSIT MANAGEMENT FOR ENTITIES HOLDING FUNDS ON BEHALF OF THEIR CLIENTS ANZ 8

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