Maybank Performance Outlook FY2019

Strong Capital Position: 31 December 2018 Before proposed dividend After proposed dividend, Regulatory Requirements Jan 2019 assuming 85% reinvestment rate 2018 Onwards Minimum Common Equity Tier 1 4.5% 4.5% Capital 19.38% 19.02% 18.51% Minimum Tier 1 Capital 6.0% 6.0% Group Minimum Total Capital 8.0% 8.0% 16.46% 15.98% 15.47% Capital Conservation Buffer (Phase in) 1.875% 2.500% 14.77% Dec 17 15.03% Dec 18 14.51% Dec 18 Other Capital Buffers D-SIB Buffer Countercyclical Capital buffer To be determined 0% - 2.5% Total Capital Ratio Tier 1 Capital Ratio CET 1 Capital Ratio 19.31% 18.27% Bank 17.40% • 17.95% 14.87% 14.01% • 15.85% 13.76% 12.89% Dec 17 Dec 18 Dec 18 ■Total Capital Ratio Tier 1 Capital Ratio CET 1 Capital Ratio Maybank Singapore Limited (MSL) The Incorporation of MSL was completed on 5 November 2018 The transfer of our Singapore Community Financial Services business to MSL would impact Maybank Bank-level CET 1 capital ratio by ~50 bps. 38 15.70% Total Capital Ratio 15.46% CET1 Capital & Tier 1 Capital Ratios Dec 18 Maybank

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