3Q 2023 INVESTOR PRESENTATION slide image

3Q 2023 INVESTOR PRESENTATION

Segmental Performance - Investments & Brokerage Modest operating income growth in 9M 2023 SAR (mn) مصرف الإنماء alinma bank Assets Under Management (SARbn) 9M 2023 9M 2022 A% 3Q 2023 3Q 2022 A% -0% 74.7 75.9 73.5 76.2 75.6 Income from investments and financing, net 78 68 +14% 24 22 +8% Fees from services & other income 582 462 +26% 197 142 +39% Total operating income 659 530 +24% 222 164 +35% Total operating expenses 224 195 +15% 19 79 70 +12% 3Q 22 4Q 22 Income before Zakat 436 357 +22% 142 110 +29% QoQ +4% 1Q 23 -1% 2Q 23 -1% 3Q 23 +2% Brokerage Trading Income (SARmn) +54% 66.0 101.8 Brokerage Trading Values (SARbn) 82.9 -36% 52.7 Management Commentary ■ Investment and brokerage (I&B) operating income rose by 24% YoY to SAR 659mn from 26% increase in non-funded income. ■ I&B net income increased 22% YoY. Brokerage trading income for 9M 2023 increased by 54% while brokerage trading values decreased 36% YoY, and AUM decreased by 0.4% YoY. 9M 22 9M 23 9M 22 9M 23 3Q 2023 INVESTOR PRESENTATION 42/48
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