Investor Presentaiton
N'bn
N'bn
Sustained Assets & Liabilities Match
• The 21% growth in customers' deposits in 2021 is a reflection of the increasing confidence in the Zenith brand.
Gross loans grew 20% YoY propelled by both corporate and retail lending activities.
Gross Loans
2,252
2,017
3,502
FYE 2021
2,919
2,462
2017
2018
2019
2020
2021
Loans & Advances
FYE 2020
On-lending
facilities
15.4%
Overdrafts
On-
lending
facilities
Overdrafts
8.2%
12.6%
18.1%
Deposits
6,472
FYE 2021
5,340
4,262
3,690
3,438
2017
2018
2019
2020
2021
Domicilliary
19.4%
Term
7.0%
Savings
19.1%
Term
loans
72.0%
Deposit Mix
FYE 2020
Domicilliary
16.4%
Term
6.1%
Demand
54.6%
Savings
21.6%
Term
loans
73.6%
Demand
55.9%
© 2021 ZENITH BANK PLC | Full Year Group Results Presentation to Investors & Analysts | Page 24View entire presentation