Investor Presentaiton
Gross Loans
Gross Loans* by Geography (€ mn)
Cyprus
■Russia
■ UK
-16%
Other countries**
-6%
28.349
-2%
-4%
26.743
-2%
1.268
26.263
-4% 1%
-1%
25.300
1.459
1.230
24.742
1.180
23.772
24.085
23.926
1.794
1.284
804
1.194
706
1.429
1.172
1.290
1.112
692
667
570
1.304
914
1.026
1.132
1.208
966
1.072
1.033
23.828
22.800 22.599
22.020
21.716
21.200
21.320
21.191
•
·
Group gross loans totalled 23,9 bn at 30 June
2015, compared to 24,1 bn at 31 March 2015.
Gross loans in Cyprus totalled 21,2 bn at 30
June 2015, and accounted for 89% of gross
loans of the Group.
Overall, a 16% reduction in Group gross loans
since June 2013
Domestic loan book reduced by 11% since June
2013, reflecting primarily customers' efforts to
deleverage by using their deposits to pay down
debt
30.06.13 31.12.13 31.03.14 30.06.14 30.09.14 31.12.14 31.03.15 30.06.15
* Gross loans are reported before fair value adjustment on initial recognition relating to loans acquired from Laiki Bank (difference
between the outstanding contractual amount and the fair value of loans acquired) amounting to €1,351 mn (compared to €1,545 mn at 31
March 2015), including loans of discontinued operations/disposal group held for sale.
** Other countries: Romania, Ukraine (until March 2014) and Greece. Furthermore, certain loans and advances in Romania are included,
that previously were reported under Cyprus.
Bank of Cyprus
KOINO
WKYMPιW
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