Investor Presentaiton
P&L (R$ million)
2Q20
3Q20
4Q20 1Q21
2Q21
Net interest income
13,629
12,448
12,418
13,426
13,424
Allowance for loan losses
-3,334
-2,916
-2,883
-3,161
-3,325
Net interest income after loan losses
10,295
9,532
9,536
10,264
10,099
Fees
3,705
4,271
4,601
4,367
4,700
General expenses
-4,930
-5,117
-5,327
-5,008
-5,106
Personnel expenses + profit sharing
-2,172
-2,191
-2,125
-2,186
-2,177
Administrative expenses
-2,758
-2,926
-3,202
-2,822
-2,929
Tax expenses
-899
-1,008
-1,171
-1,044
-1,209
Other Income (Expenses)
-2,185
-1,339
-1,879
-2,150
-1,825
Investments in Affiliates and Subsidiaries
3
18
31
8
21
Non-Operating Income
32
16
-13
29
-1
Profit before taxes
6,022
6,372
5,776
6,467
6,678
Income tax and social contribution tax
-2,113
-2,463
-1,839
-2,481
-2,465
Minority interest
-47
-50
-59
-31
-43
Net profit w/o additional provision
3,862
3,859
3,878
3,955
4,171
Extraordinary Allowance for Loan Losses
-3,200
0
0
0
0
Taxes
1,440
0
0
0
0
Net profit
2,102
3,859
3,878
3,955
4,171
APPENDIX
24
24View entire presentation