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Investor Presentaiton

120 100 80 60 40 20 420 Mortgage drawdowns affected by Covid Restrictions impacted drawdowns but have begun to increase since initial trough Mortgage drawdowns* (000s) rose in recent quarters after Covid-19 impact Non-mortgage transactions still important - c.50% of all transactions 2006 2008 2010 2012 2014 2016 2018 2020 Residential Investment Letting ■Mover purchaser First Time Buyers Gníomhaireacht Bainistíochta an Chisteáin Náisiúnta National Treasury Management Agency Source: BPFI; CSO *4 quarter sum used (LHS) Thousands 25 20 15 10 5 0 2011 2012 2013 2014 2015 2016 2017 2018 2019 Non-mortgage transactions Mortgage drawdowns for house purchase Non-mortgage transactions % of total (RHS) 2020 2021 74 0% 80% 60% 40% 20%
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