RBC Financial Performance Update

Exposure to wholesale sectors most vulnerable to COVID-19 impacts ■ Our most vulnerable wholesale exposure represents $31.3 billion or 4.5% of total loans & acceptances outstanding - Vulnerable wholesale exposure is down 10% QoQ, due primarily to repayments of COVID-19 related draws Sector Group Information (Q2/21) Sector Exposure Most Vulnerable to COVID-19 (Q2/21) Select Wholesale Sectors Loans & Acceptances Outstanding PCL on Impaired Loans & Acceptances GIL Loans Outstanding Select Vulnerable Segments $BN (3) QoQ Growth $MM bps (1) $MM bps $BN QoQ Growth % of Sector Group Commercial Real $57.3 Estate (CRE) (2) (2)% $27 19 bps $382 67 bps $10.0 (6)% 18% Retail Consumer Discretionary $13.9 (7)% $20 57 bps $315 227 bps $8.4 (5)% 60% Restaurants; Recreation; Hotels; Retail (excluding grocery and home goods); Jewelry; certain Textiles & Apparel Oil & Gas $6.4 (13)% $(25) (147) bps $204 318 bps $6.4 (13)% 100% All segments Aircraft; Airlines; Airports; Passenger- Transportation $6.2 (17)% $8 48 bps $151 243 bps $3.2 (19)% 51% related Marine Transport; Transit-related Ground Transport Other Services $19.6 (6)% $1 2 bps $240 123 bps $2.1 (27)% 11% Dental; certain Retail Services; certain Business Services Telecommunications $5.1 +3% $1 8 bps $6 12 bps $1.2 (5)% 23% Film & TV Production; Theatres & Media Total $108.5 (5)% $32 12 bps $1,298 116 bps $31.3 (10)% 28% (1) Q2/21 PCL annualized. (2) Represents data for the Real Estate and Related sector group. (3) Totals may not add due to rounding. 28 | RISK REVIEW RBC

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