Investor Presentaiton

4 О From Regional Bank to Second Largest National Financial Group Regional Bank 1899 1982-1992 Establishment Nationalization Hist Business Diversification * Loan book Market Share Inorganic Growth 2.3% Privatization 20120 Plan Client Segmentation IT: central DB, multichannel 15%* 1,2,3 Plan ⚫ Banorte's Digital Transformation ⚫ JV Rappi ⚫ BINEO - Digital Bank Profitability 1995 2000 2005 2010 2015 2020 2022 Afin Bancentro Banpaís Banorte Generali 50% INB Afore XXI IXE IMSS 50% Afore Bancomer Bancrecer Banorte-General ¡100% G.F. Interacciones Rappi J.V. Div DB Rev Dep NIM TI LD Loan BAP Guid ESG Eco NI ROE ICAP Mkt App C/I GRUPO FINANCIERO BANORTE

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