Investor Presentaiton
Future Ready to Seize Affordable Housing Market Opportunity
Management Team
Geographical Focus
Ecosystem Play
INDOSTAR
team
> Seasoned management
supported by regional teams with
conservative background recruited
from other affordable housing
finance companies
› Geographical focus on South &
West India with the cluster-based
approach to address concentration
challenges
› Targeting states with the highest
demand-supply gap for affordable
housing
> Remote access to customers
through HomeHub app
> Fully enabled payment methods
for customer leading to cash
component using 3-4% of overall
transactions
Robust Underwriting
Micro LAP Play
>
> Centralized
underwriting
framework with informal income
underwriting play developed from
start
Aversion to categories such as
'plot construction' and other
with higher delinquency
probabilities
> Presence in tier 3 and 4 towns in
southern states with large Micro
LAP opportunity
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