2022 and 1H22 Financial Results

Reasonably optimistic economic outlook Georgia's economic growth forecast 7.4% 6.4% 10.4% 9.2% 4.8% 4.8% 5.0% 4.4% 3.6% 3.0% 2.9% 5.0% -6.8% 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022F2023F Source: GeoStat, Galt & Taggart. Considering stronger-than-expected growth in the first half of the year and promising preliminary data, Galt & Taggart has revised 2022 real GDP growth forecast up to 9.2% Ongoing war in Ukraine and global recession fears remain downside risks to growth 6

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