Business Performance

Pa Muthoot Finance Key Financial Parameters Particulars Number of Branches Number of Employees FY 2023 (in millions) FY 2022 767 729 8,022 5,939 Gross Loan AUM (*) 61,925 43,658 Net Loan Assets (*) 47,134 37,115 Capital Adequacy Ratio (%) 22 24 Total Revenue (*) 10,379 7,284 Total Expense (*) 8,686 6,723 Profit Before Tax (*) 1,693 561 Profit After Tax (*) 1,303 451 Stage III Loan Assets 1,146 2,147 % Stage III assets on Net Loan Assets 2.43 5.79 Stage III ECL Provision 840 1,619 ECL Provision 957 2,238 ECL Provision as a % of Net Loan Assets 2.03 6.03 Shareholders Funds (*) 10,923 8,559 Total Outside Liabilities (*) 51,346 37,044 Total Assets (*) 62,269 45,603 77

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