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Back to Table of Contents Credit Risk Exposures by Geography (1)(2) Exposure at Default (in $ millions) Q2 2023 Revised Basel III Q1 2023 Basel III Non-Retail Non-Retail Retail Total Retail Total Drawn Undrawn Other (3) Drawn Undrawn Other (3) Canada 236,676 50,175 34,619 427,385 748,855 162,871 60,533 39,434 452,538 715,376 USA 139,370 37,369 41,413 218,152 156,295 50,133 53,830 260,258 Chile Mexico Peru 31,667 2,196 5,100 33,652 72,615 29,190 1,654 5,587 32,402 68,833 33,977 2,595 2,931 18,302 57,805 33,733 1,945 3,263 16,395 55,336 17,228 1,283 3,364 11,114 32,989 17,796 1,250 3,333 10,163 32,542 Colombia Other International 7,479 449 957 6,407 15,292 7,157 407 944 5,600 14,108 Europe 22,083 6,120 18,215 46,418 19,980 7,474 16,860 44,314 Caribbean 16,610 1,595 1,154 13,396 32,755 16,368 1,467 1,208 12,560 31,603 Latin America (other) 17,202 1,463 2,148 1,066 21,879 16,791 1,504 1,976 896 21,167 All Other 23,932 3,432 5,001 32,365 22,211 5,817 5,548 19 33,595 Total 546,224 106,677 114,902 511,322 1,279,125 482,392 132,184 131,983 530,573 1,277,132 Q4 2022 Q3 2022 Q2 2022 Q1 2022 Q4 2021 (in $ millions) Basel III Basel III Basel III Basel III Basel III Canada 710,049 698,524 675,522 659,312 639,748 USA 247,672 225,869 226,266 219,938 194,424 Chile 60,528 57,674 57,094 58,183 54,777 Mexico 50,793 46,176 42,808 40,294 38,422 Peru 32,176 31,559 30,575 29,278 28,152 Colombia Other International Europe 13,291 13,840 14,722 13,908 14,446 Caribbean Latin America (other) All Other Total 46,156 44,735 48,482 47,448 47,179 32,057 30,016 28,868 28,194 27,673 20,890 18,317 17,761 15,710 14,080 34,088 35,595 35,201 35,367 35,104 1,247,700 1,202,305 1,177,299 1,147,632 1,094,005 (1) IRB Exposure at default is after credit risk mitigation. Standardized Exposure at default is after related IFRS 9 (Stage 3) allowances for credit losses, and also includes the collateral impact under the Comprehensive Approach. This excludes equity investment securities and other assets. (2) Geographic segmentation is based upon the location of the ultimate risk of the credit exposure. (3) Includes off-balance sheet lending instruments such as letters of credit and letters of guarantee, OTC derivatives, securitization and repo-style transactions net of related collateral. Scotiabank Supplementary Regulatory Capital Disclosure Page 82 of 88

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