Banking Sector Financial Highlights
Diversified funding structure
Interest-bearing liabilities
+10.6%
+8.3%
25,332
24,174
22,905
22,723
23,389
646
621
774
2,113
608
1,841
426
2,373
790
2,290
1,905
3,154
1,279
1,900
2,647
21,744
17,193
18,261
18,310
19,647
Sep-22
Dec-22
Mar-23
Jun-23
■Client deposits and notes Due to credit institutions
Borrowings
Debt securities issued
All currency data are in GEL m unless otherwise stated
Borrowed funds maturity profile (US$, million)*
As at 30 September 2023
14
175
154
Sep-23
2023 2024
Client deposits and notes increased to 85.8% of interest-
bearing liabilities as at 30 September 2023, compared with
75.1% as at 30 September 2022
*Converted at exchange rates as at 30 September 2023
In 2Q23 the borrowings legend was incorrectly attributed to credit institutions
110
157
92
87
77
147
15
10 10
10
10
2025 2026 2027 2028 2029 2030 2031 2032 2033
Senior loans
Bonds
■Subordinated loans
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