Corporate Strategy and Financial Performance

Strategic Targets Actual Metric 12/31/2021 EPS Growth (YoY) 49% 79%(1) Dividend Payout Ratio 19.7% 16.3% Non-GAAP 12/31/2021 Long Term Strategic Target Range 8% - 15% 20%-25% Strong Shareholder Return ROAA 1.12% 1.35%(1) 1.00% -1.25% ROATCE 16.27% 19.61%(1) TCE Ratio 7.56% 7.56% 14% - 15% 8% -10% Revenue Growth (YoY) 42.8% 72.2% (1) 2% -7% High Quality, Diversified Non-Int Inc / Revenue 28.3% 26.9%(1) 24% -28% Revenue Stream NIM 3.28% 3.28% 3.3% -3.7% Balance Sheet Growth % Loan Growth Loans / Assets Loans / Deposits -1.2% incl PPP -1.2% incl PPP 6% -11% 67% 67% 71% - 76% 79% 79% 87% - 90% Highly Efficient Operations Efficiency Ratio (adjusted for non-core items) 64.7% 57.5%(1) 58% - 63% Positive Operating Leverage Operating Leverage 0.33% 13.5%(1) 1% -5% Ratio Robust Risk NPLs / Loans 0.21% 0.21% 0.50% 1.00% Enterprise NCOS (Recoveries) / -0.02% -0.02% Management 0.10% -0.50% Avg. Total Loans 11 22 (1) See Appendix for a reconciliation of these non-GAAP financial measures

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