Investor Presentaiton

Conservative leverage standards BAJAJ FINANCE LIMITED 7.0 7.0 7.0 7.0 7.0 7.0 7.0 7.0 7.0 7.0 7.0 7.0 7.0 16.8 28.3% 6.6 25.0% 27.2% 6.3 6.31 24.6% 25.0% 23.2% 23.9% 24.7% 24.8% 23.0% 22.8% 21,9% 21.3% 23.2% 5.4 25.1% 5.1 5.2 5.41 20.3% 20.7% 5.1 4.9 * 4.7 4.7 19.5% 19.7% 18.0% 16.1% 16.3% 14.2% 14.6% 5.7% 5.0% 4.4% 3.8% 3.4% 3.7% 3.2% 2.5% 1.8% 1.6% 1.3% 1.1% Mar'15 Mar'16 -Tier 1 Capital Mar'17 Mar'18 Mar'19 Tier 2 Capital *Standalone leverage is approximately 4.0X as of 31 December 2023 Capital Adequacy Ratios (CRAR) are on standalone basis Mar'20 Mar'21 -Total Capital Adequacy Ratio (CRAR) @All figures till FY2018 are as per Previous GAAP and from Mar '19 onwards numbers are as per Ind AS Mar'22 Mar'23 ―Leverage Ratio Jun'23 Sep'23 Dec'23 -Leverage Threshold Denotes point at which the Company initiated its capital raising plan 37

View entire presentation