Financial and Mortgage Portfolio Overview slide image

Financial and Mortgage Portfolio Overview

Highlights After a 7.1% contraction in 2020, the Icelandic economy recovered strongly in 2021, with GDP growth measuring GDP and contribution of its subcomponents Volume change from prior year (%) Export-driven GDP growth following robust growth in demand GDP growth rapid in 2022 but slower in coming years GDP, domestic demand, and external trade Volume change from prior year (%) 15 15 4.3% Growth was driven mainly by domestic demand. Exports also picked up strongly, albeit outpaced by import growth 12 12 9 ISB Research (forecast published in May-2022) expects GDP growth at 5.0% in 2022, the fastest growth rate since 2016 6 9 5.0 4.3 2.7 2.6 6 3 5.0 4.3 2.7 2.6 3 Exports take over from domestic demand as the main catalyst of growth, with a rapid recovery of tourism and an increase in other exports. Growing consumption and investment also fuel GDP growth in 2022 0 0 -3 -3 -6 -6 For 2023, GDP growth is forecast to measure 2.7%, with exports once again -9 -9 the main driver, although growth in exports as well as domestic demand -12 will ease year-on-year -12 -15 For 2024, GDP growth is projected at 2.6% as export growth eases further and tighter economic policy and supply constraints slow the pace of growth -15 -18 2010 2012 2014 2016 2018 2020 2022 2024 -18 If either or both the Ukraine war and the COVID-19 endgame put severe pressure on the global economy in the coming term, it could weaken the Icelandic economy further ahead Imports Investment Exports Inventory chg. 2010 2012 2014 2016 2018 2020 2022 2024 Public consumption Priv.consumption Net exports National expenditure GDP GDP Sources: Statistics Iceland, ÍSB Research. 38 August-September 2022
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