Investor Presentaiton

MIDWEST ANNUITY PRODUCTS Our annuities are simple, competitive, and easy to integrate with our distribution ANNUITY PRODUCTS American Life Accumulation Product Similar to a CD • 3- and 5-year surrender charge periods Offer a loyalty bonus for not making withdrawals No complicated riders Guaranteed Return with Equity Upside 7-year & 10-year surrender charge period • Policyholder has various equity index selection options Premium bonus version offers day one account value credit O Midwest Holding Inc. | 10 Multi-Year Guaranteed Annuity ("MYGA") Fixed Indexed Annuity ("FIA")

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