Supplemental Financial Information

▸ Asset Quality ■ High asset quality and outstanding risk profile NPL Ratio | % ▼NPL Ratio adjusted | % 2.50 5.00 2.30 4.50 4.64 4.73 2.10 2.24 4.53 2.18 4.00 1.90 2.05 3.50 1.70 1.50 3.00 1.30 2.50 1.05 1.10 0.97 0.87 2.00 1.67 1.71 0.90 1.32 1.50 0.70 0.50 1.00 3Q18 3Q19 3Q20 3Q18 3Q19 3Q20 ▼ Coverage Ratio | % Cost of Risk (1) | % * * 2018 | 0.57 2019 | 0.49 260.50 235.63 1.80 230.50 1.60 200.50 181.98 1.40 170.50 156.62 179.86 1.20 140.50 150.89 145.37 1.00 110.50 0.80 80.50 0.58 0.60 50.50 0.51 3Q18 3Q19 3Q20 0.40 3Q18 3Q19 3Q20 BanBajio System (1) Annualized quarter * Without adjustment in 2018, 2019 with an accounting principle effective January 2020, where recoveries are net of allowance for loans losses 1.78 11

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