OneMain Financial Performance Overview slide image

OneMain Financial Performance Overview

Deep customer relationships drive better outcomes 2.4MM customer accounts ~12MM former customers¹ ~50% of current and former customers do business with us at least twice OneMain Financial. ~20% market share² Better application to book rate New customers ~2x greater Current & former customers Better credit performance ~20% lower losses New customers Current & former customers Note: Data as of December 31, 2019 unless otherwise noted 1. Since 2006. 2. Based on $17.8B of C&I ending net receivables* for OneMain Holdings, Inc. (as of September 30, 2019) and approximately $87.7B of non-prime personal loans outstanding (source: Experian as of September 2019). * See Q3 2019 earnings presentation for reconciliations and disclosures required by Regulation G for Non-GAAP Financial Measures along with glossary of select calculations. 13
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