SEB Nordic Outlook

21 Financial summary Q3 2021 SEK m Q3 2021 Q2 2021 Q3 2020 Net ECL level Total operating income 13,716 13,680 0% 12,563 +9% 1bps Total operating expenses -5,671 -5,759 -2% -5,547 +2% C/I 0.41 Profit before credit losses 8,045 7,921 +2% 7,016 +15% Net expected credit losses etc. -48 -5 -1,099 CET1 20.2% Operating profit before IAC 7,997 7,916 +1% 5,916 +35% Items affecting comparability RoE 14.1% Operating profit 7,997 7,916 +1% 5,916 +35% SEB

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