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Investor Presentaiton

Expanding Moody's Climate Solutions RMS data can be leveraged for a wide range of Moody's applications Floods Winter storms ㅁㅁ Heat stress Extensive coverage Expanded and improved coverage of climate-related hazards and natural disasters Hurricanes & typhoons RMS & MOODY'S Stronger analytics Consolidated data Combined data will feed into Moody's climate-adjusted credit risk models and banking / CRE software platforms Strengthens Moody's physical climate risk analytics and accelerates RMS's penetration into adjacent markets Sea level rise Water stress RMS + MOODY'S » Short-, medium- and long-term risk Moody's | Better decisions Wildfires A Windstorms >> Forward-looking climate data >> Global coverage Earthquakes Hail & tornadoes 4Q & FY 2021 Investor Presentation 51 ERS
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