Investor Presentaiton

Contact us For further information Jim Reardon Treasurer Westpac New Zealand Limited +64 9 367 3539 [email protected] Sophie Johnston Westpac Securities NZ Limited +44 20 7621 7540 [email protected] Corporate About us Fixed income investors Our strategy for stable and efficiently priced wholesale funding is twofold: build a strong and diverse funding profile and broaden the invector base, while applying prudent liquidity oversight Unsecured funding Debt programs for Westpac Banking Corporation (WBC), WBC (previously of St.George), Westpac Securities NZ Limited (WSNZL) and Westpac New Zealand Limited (WNZL). Find out more WNZL and WSNZL Funding and Securitisation Programmes WNZL Disclosure Statement WSNZL Financial Statements Please visit our investor website: http://www.westpac.com.au/about-westpac/ investor-centre/fixed-income-investors/ Click on "Westpac New Zealand" or "Westpac Securities NZ Limited" Secured funding Details of our covered bond programs for WBC and WSNZL and outstanding securitisation issuance. Find out more Credit ratings Details of Fitch, Moody's and Standard & Poor's short and long term ratings for Westpac Banking Corporation and Westpac New Zealand Ltd. Find out more Fixed income presentations Presentations for fixed income investors from Westpac and Westpac New Zealand Ltd (in PDF). Find out more Westpac Securities NZ Limited A dedicated entity providing offshore wholesale funding for Westpac New Zealand Limited. Includes key facts, financial statements, credit ratings for WNZL and other information. Find out more 43

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