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Investor Presentaiton

Customer deposits MyState Sub Debt Issue | Investor Presentation 39 Limited MyState Customer Funding Ratio 70% 69% 68% 67% 66% 65% Customer deposits are the core part of the MyState funding strategy and provide a strong, sustainable base from which to support lending growth. The majority of deposits continue to be originated via the branch channel. Key transformational investment has been made to build out the digital capability of the organisation to access the online channel for growth. The use of third party introducers and deposit platforms is also available to supplement the branch and online channels. 64% Data s at 31 December 2019 Aug-18 Oct-18 Dec-18 Feb-19 Apr-19 Jun-19 Aug-19 Oct-19 Dec-19 Customer Funding Ratio
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