Well Diversified and Liquid Balance Sheet
Strong Headline Revenue Growth Across the Franchise
Underlying* TOI of US$523m was 31% higher
than H1 2021 levels, reflecting strong
recovery across most of our markets and
business lines, and benefiting from the
consolidation of BBE
Total Operating Income(TOI), US$m
+31%
520
523
Client and transaction revenues have
performed well with positive growth rates
reflecting resilience across most of our
markets and business lines, and good
pipeline prospects for H2
/ Headline net interest income at US$370m
+42% year on year supported by higher loan
volumes, consistent margins and the
addition from BBE
/ Income is broad based and diversified across
various business units
407
400
H1‘21
TOI by Business (H2 2022), %
4.2%
12.3%
22.9%
* Please refer to appendix for headline, and underlying basis calculation/definition
** Other includes activities of Arab Financial Services and ila.
25.4%
35.2%
H1‘22
Bank ABC
Headline
Underlying*
ABC Brasil
MENA Subsidiaries
International Wholesale Bank
Group Treasury
Other**
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