Investor Presentaiton

Financial leasing: Long-term asset quality remains sound and stable • • Asset quality of the Company has remained sound and stable for a long term, and is expected to stay stable with a slight decline in the future. The provision policy is prudent in the long term The Company's diversified, high-quality asset layout as well as comprehensive and effective risk management and asset management systems are the basis for the steady improvement of the Company's asset quality in the future 0.60% 0.73% NPL NPL Provision coverage ratio 246% 252% 237% 242% 236% 1.11% 1.10% 1.06% 1.06% 218% 214% 219% 219% 220% 212% 201% 0.97% 0.99% 0.96% 0.91% 0.91% 0.80% 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 1H 24 1H

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